You could get buried in asking for the receiver’s Bank details. Or you could open Chat and Pay.

Give payments a dedicated channel, not endless entries

The traditional online payment methods treat transactions like an entry. This means seeing all your payments buried deep in the application in a complex workflow. A repeat payment requires shifting through a huge list and a herculean task to re-verify the same payee.

With Chat, we provide an identity to these payments. We establish a one-on-one relationship between you and the payee by creating channels. You can see the display image, and the verified name/nickname of the payee. The recall for payments requires lesser context switching, thus making the repeat payments super fast.

Discover a new way of Paying

Channels and Lists

You transfer money to your mum/dad/friends or some merchants. Metamorphosing transaction entries into a Chat view enables a more human-centric approach to your transactions.

Chat with the payees in a channel. Share information, send attachments, and Pay them via the same channel. The context of the transaction stays in a single place.

Scroll through all Chats through a List. The display picture, the nicknames, and the preview of the last transaction make the context switch super fast. The Search function helps you find the individual with your preferred keywords.

Payments made Faster

The 5 Why’s that shape this product

The Product Goal

At all times, Chat's customers should be able to make a payment by verifying all user's details, chat with each other, and no element of chat should hamper their decision to send money.